VALid® offers a strong, mutual, multi-factor authentication and transaction verification process that combats fraud across multiple banking channels (Web, phone and contact centre). It protects bank's customers that use online banking, M-banking, telephone banking and contact centres. For telephone banking and contact centre authentication the solution utilises Voice Verification which leverages the power of ValidSoft’s voice biometrics solution, VALid -SVP™, and provides a highly intuitive and simplified transaction process for the customer. Voice Verification can also be included for Web and M-banking transactions.

Transaction Verification not only authenticates the customer but also ensures the integrity of the transaction detail itself. This counters even the most sophisticated electronic fraud, including Man-in-the-Middle and Man-in-the-Browser attacks. This solution increases consumer confidence, reduces operational costs and protects the integrity of electronic transactions.

• Combats the latest electronic fraud – phishing, vishing, smishing, pharming, man-in-the-middle and man-in-the browser
• Makes sure that the bank and the customer are really who they say they are
• Guards against transactions being tampered with
• A single, consistent approach across all electronic channels
• No need to provide users with special equipment like tokens or card readers
• Matches the level of security to the risk
• Supports millions of users

VALid-SVP™ easily integrates voice verification, including third-party engines, into a broader authentication framework.

VALid-SVP's™ voice biometric engine includes:

• Text-dependent and text-independent voice verification models
• Secure voice print database manager
• Enrolment module with control of voice print quality
• Real-time and interactive extension for smooth operation

Want to know more? Contact us at vs-enquiries@validsoft.com or call +44 (0)203 170 8125